Have you checked your credit report?

There is still time left to get your free copy of your credit report. I just did it. It was a bit tedious, but not too bad. You can obtain your report from all three agencies by visiting www.annualcreditreport.com

You can also obtain your FICO score, although this will cost you an extra $6.

I found some of the data from TransUnion was very outdated. They showed my current address as one that I haven't lived at for over 6 years, from Chicago! (those were the days)